I am a 20 year retired United States Air Force veteran. I began my career as a loan officer in January 2001. I take pride in helping veterans and new home buyers obtain their dream homes or assisting current homeowners who wish to take advantage of pulling equity out of their homes for home improvements, debt consolidation, or college tuition. I work hard for my clients from the application to clear to close. Providing unique solutions to your mortgage needs including Bank Statement only, ITIN, FHA/VA with credit score down to 550. I am focused on delivering on-time closings to purchase clients with the latest technology, diversity of products, unparalleled service &relationships.